Use and Intellectual Property:

This site is owned and operated by OIC and contains material that is protected by copyright, trademark and other intellectual property laws. Nothing contained on this site should be construed as granting, by implication or estoppel, or otherwise, any license or right to use any mark displayed on this site without the written permission of OIC or such third party as may own the mark displayed on the site. You may download one copy of the materials from this site on one computer for your personal, noncommercial home use only, provided that (a) all copyright and other proprietary notices are kept intact, (b) no modifications are made to the materials, (c) the materials are not used in a manner that suggests an association with any OIC products, services or brands, and (d) you do not download quantities of materials to a data base that can be used to avoid future downloads from this site. Your use of the marks displayed on this site and any other content on this site, except as provided in these terms and conditions, is strictly prohibited. OIC will aggressively enforce its intellectual property rights to the fullest extent of the law, including seeking criminal prosecution.

Information: Information provided on this site is intended to be general in nature and, therefore, you should not rely on such information in connection with making any decisions. OIC tries to ensure that all information provided on this site is accurate at the time it is placed on this site but does not guarantee the accuracy of the information at all times. OIC DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE MATERIAL ON THIS SITE OR ON THIRD PARTY SITES IN TERMS OF THEIR CORRECTNESS, ACCURACY, TIMELINESS, RELIABILITY OR OTHERWISE. OIC shall not be held responsible or liable for any action you may take resulting from your reliance on provided information or for any damages or loss you may suffer as a result of your actions.

Communications: Any communication or material you transmit to OIC via electronic mail or otherwise is unsolicited by OIC and is deemed non-confidential. By transmitting information to OIC, including, but not limited to, posting messages, uploading files or engaging in any other form of communication through this site, you are granting OIC a royalty-free, perpetual, non-exclusive, unrestricted, worldwide license to: (a) copy, use, adapt, transmit, sublicense, publicly perform or display such communication, and (b) sublicense to third parties the unrestricted right to exercise any of the foregoing rights granted regarding this communication. The foregoing grants include the right to exploit any proprietary rights in such communication, including, but not limited to, rights under copyright, trademark, servicemark or patent laws under any relevant jurisdiction.

General: This agreement constitutes the entire agreement between OIC and you with respect to the subject matter contained in this agreement and supercedes all previous and contemporaneous agreements, proposals and communications, written or verbal. These terms and conditions are governed by and shall be construed in accordance with the laws of the the Republic of Ireland without giving effect to any principles of conflicts of law. If any provision of this agreement shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from this agreement and shall not affect the validity and enforceability of any remaining provisions. In the event of any dispute arising regarding these terms and conditions, whether in contract or tort or otherwise, the relevant courts will have non-exclusive jurisdiction over such dispute.

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OIC Disclaimer

1. Unless otherwise specified, the materials on this website are directed solely at those who access this web site from the Republic of Ireland. OIC makes no representation that any services referred to in the materials on this web site are definetitively appropriately available, in other locations. Those who choose to access this site from other locations are responsible for compliance with local laws if and to the extent local laws, or above mentioned countries, are applicable.

2. To the extent permitted by applicable law, OIC disclaims all warranties; express or implied, as to the accuracy of the information contained in any of the materials on this web site.

3. OIC shall not be liable to any person for any loss or damage, which may arise from the use of any of the information contained in any of the materials on this web site.

4. Certain (hypertext) links in this site may lead to web sites, which are not under the control of OIC. When you activate any of these you will leave the OIC web site and OIC has no control over and will accept no responsibility or liability for the material on any web site which is not under the control of OIC.

5. These exclusions of liability shall not apply to any damages arising from death or personal injury caused by the negligence of OIC or any of its employees or agents.

6. These disclaimers and exclusions shall be governed by and construed in accordance with Republic of Ireland law. If any provision of these disclaimers and exclusions shall be unlawful, void or for any reason unenforceable then that provision shall be deemed severable and shall not affect the validity and enforceability of the remaining provisions.

7. By using this site, you agree to these terms and conditions. If you do not agree to these terms and conditions, do not use this site. OIC reserves the right, at its discretion, to change, modify, add or remove portions of these terms and conditions at any time. Therefore, please review these terms and conditions often for changes. Your continued use of this site after the posting of changes to these terms and conditions will mean that you accept those changes. In addition, OIC may, at any time, (a) change the format and content of this site, (b) suspend the operation of this site for maintenance or support work for any reason, or (c) terminate access to this site without notice.

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